This disclaimer governs your use of our website. By using our website,
you accept this disclaimer in full. If you disagree with any part of this
disclaimer, do not use our website.
(2) Intellectual property rights
Unless otherwise stated, we own the intellectual property rights in the
website and material on the website. Subject to the license below, all
these intellectual property rights are reserved.
(3) License to use website
You may view, download and print pages from the website for your own personal
use, subject to the restrictions below.
You must not:
(a) republish material from this website (including republication on another
Marketing Material Purchased From Activity Report Management, Inc.
(b) sell, rent or otherwise sub-license material on the website;
(c) reproduce, duplicate, copy or otherwise exploit material on our website
for a commercial purpose
(d) edit or otherwise modify any material on the website
(e) redistribute material from this website except for content specifically
and expressly made available for redistribution.
(4) Limitations of liability
Whilst we attempt to ensure that the information on this website is correct,
we do not warrant that all or any information is complete or accurate;
nor do we commit to ensuring that the website remains available or that
the material on the website is kept up-to-date.
To the maximum extent permitted by applicable law we exclude all representations,
warranties and conditions (including, without limitation, the conditions
implied by law of satisfactory quality, fitness for purpose and the use
of reasonable care and skill).
Our liability is limited and excluded to the maximum extent permitted
under applicable law. We will not be liable for any direct or indirect
loss or damage arising under this disclaimer or in connection with our
website, whether arising in tort, contract, or otherwise. Without limiting
the generality of the foregoing exclusion, we will not be liable for any
loss of profit, contracts, business, goodwill, data, income, revenue or
anticipated savings arising under this disclaimer or in connection with
our website, whether direct or indirect, and whether arising in tort,
contract, or otherwise.
However, nothing in this disclaimer shall exclude or limit our liability
for fraud, for death or personal injury caused by our negligence, or for
any other liability, which cannot be excluded or limited under applicable
We do not make any representation that materials in the Site are appropriate
or available for use in other locations. Those who choose to access this
site from other locations other than the United States do so on their
own initiative and are responsible for compliance with local laws, if
and to the extent local laws are applicable.
This disclaimer will be governed by and construed in accordance with the
laws of the United States of America, and any disputes relating to this
disclaimer shall be subject to the exclusive jurisdiction of the courts
of the United States of America.
(6) Third Party Websites
Please be aware that recommendations we made may not be suitable for everyone
and even though we have researched and have found these websites and services
to be excellent, we cannot be held responsible for their actions or any
situations that may arise as a result of a binding contract between you
and any third party company.
We may revise this disclaimer from time-to-time. Please check this page
regularly to ensure you are familiar with the current version.
(8) Entire agreement
This disclaimer constitutes the entire agreement between you and us in
relation to your use of our website, and supersedes all previous agreements
in respect of your use of this website.
EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S
POTENTIAL. EVEN THOUGH INSURANCE AGENTS CAN MAKE A TREMENDOUS INCOME USING
THESE TECNIQUES, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING
THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS
ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING
POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS
AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.”
ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE
VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS
CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE MARKETING,
IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS.
SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE
YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.
MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT
INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS. FORWARD-LOOKING
STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN
IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY
TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,”
“ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,”
“PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF
SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS
OR FINANCIAL PERFORMANCE.
ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL
ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS
WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES
ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES,
IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM
OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.